SouthWardFunding Terms of Service

SouthWardFunding Privacy Policy

Terms of Use

Effective Date: January 15, 2025

Welcome to South Ward Funding ("SWF," "we," "us," or "our"). By accessing our website (the "Site") or using our services, you agree to these Terms of Use. If you do not agree, please do not use our Site.

1. Use of the Site

You agree to:

• Use the Site solely for lawful purposes

• Provide accurate and complete information during the application process

• Not engage in fraudulent or unauthorized activities

2. Application and Approval

Submitting an application does not guarantee loan approval. All applications are subject to background and credit checks, and approvals depend on underwriting. Terms of funding may vary based on your business’s financial condition and banking activity.

3. Intellectual Property

All content on this Site, including text, graphics, and logos, is the intellectual property of SWF and is protected by applicable laws. You may not reproduce, distribute, or modify any content without our prior

4. Disclaimer of Warranties

The Site is provided "as is" without warranties of any kind. We do not guarantee uninterrupted access or that the Site will be free from errors or malicious software.

5. Limitation of Liability

SWF shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or services.

6. Compliance with New Jersey Laws

This Privacy Policy is governed by the laws of the State of New Jersey. We comply with all applicable state laws regarding the collection, use, and protection of personal information.

7. Termination

We reserve the right to terminate or restrict access to the Site or services at our discretion, without prior notice, for any violation of these Terms of Use.

8. Governing Law

These Terms of Use are governed by the laws of the state of New Jersey. Any disputes shall be resolved in the courts of the state of New Jersey.

9. Changes to These Terms

We may update these Terms of Use at any time. Changes will be effective immediately upon posting on the Site.

10. Electronic Signature Consent

By using our Site or services, you agree to the use of electronic records and signatures for all agreements and documents. Your electronic signature is legally binding and has the same effect as a handwritten signature.

11. User Account Responsibility

If you create an account on our Site, you are responsible for:

• Maintaining the confidentiality of your login credentials

• All activities that occur under your account

12. Prohibited Activities

You agree not to:

• Upload malicious content or engage in hacking activities

• Misrepresent your identity or business information

• Disrupt the functionality of the Site or services

13. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for their content, privacy practices, or any damages arising from their use.

14. Indemnification

You agree to indemnify and hold SWF harmless from any claims, damages, or liabilities resulting from your use of the Site or violation of these Terms.

15. Force Majeure

SWF is not liable for delays or failures caused by events beyond our control, including natural disasters, internet outages, or government actions.

16. Severability

If any provision of these Terms is deemed invalid, the remaining provisions shall remain in effect.

17. Entire Agreement

These Terms constitute the entire agreement between you and SWF, superseding any prior agreements.

18. Contact Us

For questions or concerns about this Privacy Policy, please email us at [email protected].